Seller finance + private money?

[Madeline McKune]

Hello! I have been looking at getting into real estate investing and have had a hard time getting started (hoping a lot of you can relate!). I don't have a lot of money to start (about 10k cash) and it seems like all investment properties require 20% down. I was surprised to find out even hard money lenders want 20% down- how do I get started??

I have found a house in my city that will do seller financing with 20% down but that means I would need a 100k down payment and then also finance the renos. Is there a way for me to pair the seller financing with a hard money or private lender financing (like 20% from a private lender, 80% from the seller, 10k from me for renos?). Or is the 20% downpayment expected to come from my pocket? 

Is 10k just too low to get into real estate investments? Any advice/ thoughts is greatly appreciated.

I have a degree in computer science and would love to trade real estate knowledge/advice for code+website help, if anyone is interested!

[Stacy Rozansky]

@Madeline McKune have you considered house hacking? You can get much more favorable loan terms and put down less of a down payment if it is your primary residence. There are loan programs that help subsidize down payment and closing costs that could help you get into a home for around that $10K mark. Happy to discuss this with you further if it is of interest.