You should always put eyes on the home every year and it should be detailed, looking in every room, closet, roof, etc.

And.... other bills that could have been paid had the disaster not occurredI view number 4 above as a catch all that would make CC payments totally eligibleThat being said I don’t think you can refinance the entire balance, rather I believe you are allowed to make payment on the CC.

It sounds like now may not be the optimal time for you to purchase, but I would keep an eye on the market, on the unit types you're interested in in the meantime and prepare yourself over the next year or so to be able to jump on a deal that makes sense. 

Even if your tenant loses their job, the stimulus will ensure they get most - if not all - of their income back through unemployment and stimulus checks.Although late rent will be much more common, there's no reason why tenants shouldn't be able to pay their rent eventually and catch back up.

I know you have a property here locally and personally I LOVE Portsmouth for it's cash flow ability and have an 8 unit there myself, but Portsmouth even though close, is drastically different from the Chesapeake market and certainly in the eyes of the renter!

When I hover over "helpful links," my eyes glaze over.

That should be enough for them to catch back up on rent within the next two months.There will be tenants that take advantage of the situation.

I have been catching up on CE, updated my CRM, and doubled up on catching up with my past clients.

I'm also going to call other house moving companies to let them know what I'm looking for so they can keep an eye out for me. 

While I don't have data to support, I have a hunch there are a number of smaller landlords which incorporate and are a "corporation" for purposes of liability.