It also forms the basis for what you feel the fair and reasonable purchase price should be compared to the asset value you think you can create after you buy it.Conducting pro forma analysis in this way employs but mitigates any sales "puffery" that may be in play and, speaking personally, allows me to maintain my blood pressure at a healthy level.

We work with other investors and I know they also seem to be selective about where they have quake insurance - $200/year is not a big impact on cash flow, but $2000/year gives one second thoughts.

I'm curious to see what everyone is reading, and what impact it's making on your life?

How adverse does agricultural land impact rezoning?

- Impact on real estate prices ?

The Maple Heights house on the other hand will be much lower impact.

As we discussed, this impacts and exceeds my projected budget, however I still want to move forward with the deal.

With a 2-4 family, you have more cashflow and that cashflow is more secure given you have more tenants paying you and the financial impact of a vacancy is greatly reduced.The quality of tenants you will get in a 2-4 family will be quite similar to your tenant base on a 20-unit building: so by acquiring a 2-4 family, you get the property management practice that you need when you have the resources to buy a 20-unit building.

. - Whoops, mortgage rates dropped too much and/or everyone that waited to start their refinance locks today, impacting supply/demand of mortgage money.

If so, how did that impact your selection process?