Hi, insurance companies have a different opinion on a roof than any body else, they see a little risk and they will tell you right away to fix or you will be drop.

You as a human guarantee the loan and it's a mortgage recorded in the county of record on the properties.

Especially the physical damage done to my body, and the multiple pains that will never stop. 

This gives a record of their conduct and in the event of trouble, past police reports will be very useful.So, in the worst case, when they find your dead, lifeless body, the Police will at least have "a person of interest."

If someone is in a situation where they need to chose which bills are the most important to pay, they will automatically default to the basic human needs food, clothing, and believe it or not, yes they will generally pay for shelter too.

Let's see:6 AM: Wake up for my pre-dawn personal body massage7 AM: A quick swim in my Scrooge McDuck Money Room8 AM: Breakfast with Warren, Bill or Elon depending on my mood9-12 PM: Counting and arranging my fat stacks of cash12:30 PM: Lunch with whichever rich Sheik is in town2-5 PM: Inspecting the underground gold vaults6 PM: Board the Supersonic for dinner in Bali10 PM: Have 4 gymnasts carry me back to the crib11 PM: Lights out! 

In the past I have used various strategies to achieve higher levels of appraisal value for my clients, at the end of the day these are humans and not robots.At least not yet (AI joke). 

The best risk mitigation strategy for small landlords is to mirror how those bigger landlords operate as much as possible.Having a good healthy human relationship with your tenants is fine.

Communication is easy and can pretty much be automated without a human typing. 

I was 20 years old when I started it and have to say that it taught me a lot about not just business, but also human nature.Before I give you my thoughts on whether or not you should pursue this idea, here is a quick write-up that describes how and why I started the business I didn't start the business on purpose but out of necessity at first.