Now we have no income in the household and its pretty rough at the moment.

I'm still pretty new to the concept of real estate investment but, I've been reading through the site.

If I only took the kinds of classes that were offered generally, this wouldn't even be a concept in my mind.3) Appreciation - You really have to understand how this works.

Account Closed Why would you care about household chores and utility bills and who they are being paid by?  

First of all, ReMax Real Estate Concepts is a top-notch broker in the Des Moines area.

Also beware of "Owner Financing"If you have properties available, just advertise them everywhere you would normally advertise a home for sale, but just note that it is a Rent-To-Own / Lease Option / Lease with the Option To Buy, etc..You can always go the craigslist route, newspaper ads, bandit signs, flyers, business cards, car magnet, etc....Some ads may include the concepts of:- Banks Say No - I Say Yes - Get Into A House You Can Buy - Renting Sucks - Have The Option To Buy The House- House Available as Rent-To-Own / Rent-Then-Buy- House For Rent/Sale - Low Payments - Option to Buy

It is one of the harder concepts to get use to, but you will still have your house if things fail.Good luck in whatever you do!

I'd considered refinancing (but not for equity release) last year anyway since I knew my rate would be increasing but never got around to it, that was also way before I'd discovered the concept of financial independence and RE investing.So with all this in mind, should, or could I... refi my primary residence mortgage and use this equity as cash towards a rental investment Multifamily??

Thanks Max Householder I will definitely learn as much as I can about REI before using OPM.

Mastering those three concepts is key.6.