(A: Usually significantly less of a % than if you were the owner-occupier).If you'd like to buy it with a deposit and a mortgage anyway, what's the issue?

For extra credit, you should refer them to a great listing agent and make the introduction!

I actually ended up just leaving everything because I got lucky.I guess if I was intending on keeping this longer I'd probably do something other than carpet, but I rather put down new flooring as I go to sell it vs now to get an extra 100-200 mo.. 

The Bank is usually taking advantage of you. 

Now do you think that means that in most cases, you are directed to an agent within "their network" who is willing to work for half price to show you homes and negotiate the deal are eager to jump and put in extra effort or deliver the best service?

If they specifically need to cash-out to buy another home than seller financing is often DOA.As mentioned, if the have a balance on their underlying mortage- If they want to pay it off it might require a big downpayment- It is possible to leave it in place with a Wrap but that is an advanced strategy and while fairly low risk, the due on sales clause is a concern.On interest rate, my experience is that a seller finance buyer usually has to pay a few points above the going interest rate for conventional/FHA lending so probably closer to 7% these days although it never hurts to ask for lower...All of this is theoretical so the advice to chat with seller to get more information is the right next step.Jeff

I understand that there are some folks that will not cure a default and there is no need paying extra on them. 

Maybe offer an extra $100/mo to cover their hassle?

Reach out to real estate attorneys  in your local area the usually have working relationships with wholesalers.

If no one bids and the sale date and time pass, usually the bank is the winning bidder and the property goes into the bank's inventory.