Online: https://www.freeze.equifax.com/Freeze/jsp/SFF_Pers...Phone: (Cant post phone number here) For either you will need to provide your 10 digit security freeze confirmation PIN provided in your confirmation letter, the date range of your specific lift and the name of the specific credit grantor/report user you would like to receive your Equifax credit report.Feel free to message me if you would like the phone numbers to the specific bureaus.

Phone: (Cant post phone number here) For either you will need to provide your 10 digit security freeze confirmation PIN provided in your confirmation letter, the date range of your specific lift and the name of the specific credit grantor/report user you would like to receive your Equifax credit report.Feel free to message me if you would like the phone numbers to the specific bureaus.  

Anyone have recommendations on digitizing a lease and being able to send it to a future tenant to sign?  

Today I'm going through the loan documents to digitally sign and it has 1% of points on there and a rate of 4.375%. 

Given the state of currency wars, current levels of debt, and impediments to widespread economic growth I put higher odds of interest rates being lower in 5 years then higher.

Perhaps there a couple college students that want some beer money and would dig it out for $100.

You need to understand the sellers currency and what they put the most weight on.There might be many more options open on the table than just the ones you mentioned.

Given the fact that you are new and also that this property is at 75% occupancy a regular apartment lender will not touch this.Anything above 5 units is commercial for multifamily.The lender bases value on the income approach.Lenders do not want to touch a multifamily building under 90% stabilized occupancy levels.The reason is you can buy it at 70% occupancy and you may or may not turn it around.The 70% could go to 90% or down to 50% Occupancy.Now the lender has you struggling and the property will be a loss as a short sale or a foreclosure to the lender on the new loan they just made.You can find other sources for value add deals but the debt service is generally much higher and short term affecting the cash flow.You have to stabilize and refi out with the new value or sell off after improving to retire the high interest loan.If you hold for 1 year you can 1031 into another property but if less you will be looking at some taxes if you sell before then.Looks like by your picture you are in the military.If that's true I don't know how you will have time for a property that is intensive enough to produce a double digit cap going in.Stabilized nice properties in Georgia are trading at about a 9 or so.Value add you can do much better but have to watch the area and the higher cap going in is offset by the higher loan interest.

That is going to be around a 8.6% to 9.9% yield on the table and a little higher Total Return based on the discount, into double digits, but will based on the new maturity in regards to impact.

These include: The Office of the Comptroller of the Currency (OCC), the Federal Deposit Insurance Corporation (FDIC), the Office of Thrift Supervision (OTS) and the banking departments of various states also regulate financial institutions.Traditional Bank Cons:Possibly Lengthy Application ProcessStrict Underwriting Guidelines including financial documents to support debt to income ratiosLonger Underwriting Times that can go between 45-60+ days depending on property.Private Lender Pros:Fast & Easy Application Process due to being asset-based lender.Credit Score less of a factor as the weight is based on ability to make payments and not debt-to-income ratios.Generally quick funding turnaround between 5-10 business days.