So basically what I’m doing is working on development of a new complex in my hometown.

I am an experienced developer and agent in Bergen county NJ.

I could also develop a partnership with a builder.

Similarly I see some CRE lenders throwing money around again topped by dried up inventory and too many new, overpriced A-class developments going up just to create the perfect storm all over again - this time in the CRE space.

I am still trying to Perfect the method.Since I have owned property, developed property, flipped and held property for long enough to tell a great story, I have friends who lend me money based on my experience.I say this more to contrast what I am doing with what your trying to do.For me, I borrow 100% of the purchase price from private money.

James, Thanks for the book suggestions, I will order them right away and develop a more thorough knowledge on this - very appreciated!

I found this one really good article on sub-dividing, and then using Oakland's mini-lot development guidelines as an approach to this: http://www.jgutierrezlaw.com/uploads/Subdivisions....Is there anyone around that has subdivided their own property in Oakland?

That being said the site is great I’ll happily deal with the less than ideal app to get great content.

Due to the low new development over the last 7 years and the influx of people relocating into the SGF market, inventory is incredibly low across the board. 

I will give you both sides:as an agent and developer.