First, LO is a form of Seller Financing.Now, the option to do any form of seller financing is completely dependant on whether or not the seller has any debt on the property.  100% equity is the best. 

If you have all three of these qualifications, many operating groups will be happy to offer between 5% and 20% of the total general partnership equity in return for your being the loan guarantor.A couple ultra high net worth individuals I know make many millions of dollars per year by simply signing on non-recourse debt. 

That's true for typical recourse debt.But for the types of debt associated with larger deals, it's a bit more complex.

Those loans are based of of Debt Service Coverage Ratios and less so on borrower credentials. 

And the reason I was thinking about borrowing against my home was because I’m wanting to leverage debt in my favor .

Well I’m wanting to leverage debt in my favor to help me scale quicker .

I have no debt or nothing, just all this money sitting still.

Also, keep in mind that if you write everything off so your taxes are low, you may not qualify for the next properties due to low income and a debt ratio issue. 

Know who didn't - everyone of my clients who didn't have to sell (low responsible debt or no debt). 

By pulling bank statements, calling past landlords and reviewing in owed debt.