The first idea that crossed my mind with your standard 20% down, finance the balance conventionally is to ask the seller to be in 2nd position for the $100k, and depositing a portion of your $100k in the lending bank as a secured portion of collateral for them that decreases over time.

@James Wise That did cross my mind and also I as told that banks would not loan lower than 50K.

I plan on cross referencing with cad to see if real property is owned.It's been a good day ,I also made down to the tax assessors office and inquired about a list containing  people that have been delinquent in paying taxes starting at 2 yrs.

Outside is nice..BUT, There is a crack in the foundation and im just crossing my fingers that the home inspection finds it to be a non-structrural issue... other than that, it's in move-in ready condition.

Maybe border towns where Mexican cartels operate and leave severed heads behind on a regular basis? 

The value is extensive....The speakers are experts from the community, such as the Fire Marshall, Community Police Officers, Landlord-Tenant Lawyers, Re-Finance Lenders, Health Department, American Red Cross Disaster Preparedness, County Drug Task Force Detective, Restoration Companies, City Code Compliance, Representative from the Mayors Office, Council for the Homeless Director, Public Utility District, Building Maintenance experts, Appliance Repair experts, Tax experts, HUD/Fair Housing experts, Legislative updates from those actively involved, and many more.  

There's nothing wrong with looking outside the CA borders :) I talk about my experience on the BP podcast, there's a link below this message if you want to check it out.I think it's great that you were able to "see" the opportunity in real estate investing by listening to your clients.

Hmmm this is something that never crossed my mind.

I lived in Hagers Crossing behind Wal Mart.

For instance just over the border in Washington Bills comments are completely correct if you originate a loan on a non owner occ for commercial purpose no license required