Since this is all owner finance, it likely won't affect my DTI, credit score, or ability to pursue buy and hold as I've planned all along.We haven't discussed the price they are looking to get, but I don't think they honestly know. 

short track record

We are on track building a BRRRR engine in Seattle/Tacoma area - and it keeps rolling. 15  BRRRR Deals in one year, in one of the hottest markets of the country.

Generally a realtor should do a background check and credit check.   

When I did some shopping around since I was new, had no relationships with lenders/banks, and no previous track record I was going to be required to put funds down no matter what.

My dilemma is I had two groups send in applications at the same time, pass background & credit check but one group is significantly better candidates. 

They have beefed up their offering so you can now maintenance requests and track expenses as well through their website.

. :)I think it comes down to four things -- proximity to Center City, tracking pricing over time, tracking building permits, and tracking inventory/rents.

Has anyone done a line of credit on a commercial multifamily 5 plex?

If you had 20k in your pocket and credit over 700, where would you put that money?