Fix one corner of the foundation, some brick repair on one wall, paint, minor landscaping, and that's it.

The Winn dixie grocery store had just opened up in the zip code.

And I agree, there is a new development or store on every corner.

Heres my thing though, earlier this year I quit my job to run my retail store business full time so now my tax return will reflect self employed income where losses may be reported.

Take a look at the stamp or the corner where the stamp should be. 

Check your local Habitat Stores for used material.  

Risk is the basis for interest charged, however some lenders just peg a rate at what they think they can get, that's a money store approach and they generally mark up the price for money, most hard money lenders are in this category lending with limited underwriting factors.Also understand that an investor who approaches an individual who is not a real lender, takes on the liability of presenting the lending opportunity, much like if you were selling a bond.

I keep tarps on hand , If you wait till there is a problem the stores will be out  . 

Here in Canada we have a couple of lenders who are trying to corner this market segment and are underwriting 5-6 unit properties as residential.If this property is a deal, it might be worth you while to check around with smaller regional/local banks or credit unions in your area to see if any of them might be willing to do the same.

They really are all over the map due to Atlanta's federated neighborhoods (poor neighborhoods right around the corner from wealthy ones, literally).