I just started reading "The Book on Rental Property Investing" (which is how I discovered this site).

I usually pay about 10% down (about the same cash you would put down for a SFH in the burbs).When you borrow money from banks to finance real estate, you’ll quickly discover that a group of rental houses and small apartments, properties with more than four units are a whole different kettle of fish than financing the home you live in!

No need to buy each component stock of the S&P 500 yourself, when you can invest in an index fund that tracks it, give a small portion of the returns to the fund for their costs and profit margin, and reap the majority of the returns with little to no effort!

You must constantly stay on guard against the “slicksters” who expound on softer, easier and faster methods that will make you rich, I have discovered this vulnerability in myself.

So happy to have discovered BP.

But, I went to a Meetup here on Saturday & discovered yet another scenario.  

That wouldn't qualify if your intent were discovered to be resale rather than hold for productive use.  

You'll discover in this game, or anything really with regards to success, that the biggest obstacle is always mental.

I'm fairly new to the investing game too and interested in discovering some creative techniques and strategies to get involved in bay area investments.

Follow up, Just discovered that the house was zoned for 3 units, then re-zoned to 2 units but it actually has 3 and three separate tenants.