Optional path to completion if so chosen.

Fisrst of all, the times you have recently chosen to bust my balls has been on opinions of mine that I have made.

I have no idea what strategy you're going to be executing but I think if I were to pay someone $200 an hour I'd want them to be a "provable" expert in my chosen strategy.

The OC is the return that is not taken, it is the lost opportuniy, so it is gone or a cost not chosen, the chosen investment is at least equal but usually greater.This is an important factor to consider when you negoiate for money, where else can the lender make more or the borrower get it for less?

If you have $400K in available assets and are looking for $10K per month in income (or $120K in annual income), you'll need about 30% cash-on-cash return to achieve your goal.A few thoughts about that:- Without risk, you won't achieve that right off the bat;- Without leverage, you won't achieve that right off the bat;- For a more realistic shot at $10K per month, you probably should expect a COC return closer to 15-20% maximum (if you're knowledgeable and experienced), which would require a bankroll of about $600-800K.So, unless you're willing to take a lot of risk and/or use a lot of leverage, you probably won't to grow your capital by 50-100% before you expect to achieve your goal.Depending on your skill level with real estate, your chosen investment vehicle(s), your ability to participate actively in your investments and your motivation, I would expect that 50-100% growth to take anywhere from 2-5 years.

As you drive away from downtown, it gets rapidly worse.I do a lot of contract serve work with Habitat for Humanity in that specific area.

The note guy I'd chosen has had to deal with some very seriously medical issues recently.

Would suggest reading the forum threads specific to your chosen strategy.

Whether it is turnkey or house hacking or trying to wholesale a property - whatever your chosen endeavor, you need to have someone with some legs beneath them as an investor to speak with. 

People are greedy, people are frivolous and human nature is human nature in the end lol.I will DM you in case I need this type of loan, which I may for out of state property.