They usually carry a much lower interest rate than credit cards but somewhat higher than bank loans for a specific amount and purchase.

As one client put it, "In California, tenants pay their bills in the following order: car payment, credit cards and, if they have leftover funds, the rent."

Are dryers vented properly?

I know this is properly one of those "what a newbi question" but here goes.

Meaning you can use and pay back the HELCO just like a large credit card for the first 10 years.

Is there a good authority website that allows you to properly estimate appreciation over say, a 5 year period in a specific zip code? 

pumping a tank should always be on the shoulders of landlord / property management and priced in with the cost of rent also you should make a note that tenants are NOT to use bleach and or antibacterial soaps as these products will kill the bacteria in the tank and cause a lot of problems down the road also it is a good idea to add  a bacteria of some sort to keep it working properly you can buy the over the counter stuff or just add some yeast mixed with water once a year or so I use bakers yeast every three to four years  

Give your business card to everyone.

Probably be a good idea to make sure you know how to fill it out properly.

How can I incorporate a proper value - say the latest real estate appraisal- into the balance sheet for each property?