While I doubt many of these won't reach foreclosure pricing, many times a new home offers you the ability to invest either for your own home or a rental with near zero expenses for at least 2 years.

This means that once the contract is binding (all parties have signed it), you don't have any time period in which you can back out and get your deposit back.But, the bank certainly shouldn't limit your ability to enter the property as much as is reasonably needed, for things like inspections, contractor estimates, appraisals, etc.

Currently I'm aware of listsource ability to produce potential leads.

When their ability to take out a loan is take away from millions of homeowner, this shrinks the buying pool, leaving sellers to have to lower prices just to sell( think the 1980s when interest rates were sky high, and real estate investing is not even as profitable, as you could just park money in the bank and make money off interest).  

Ability to pay seems to be acceptable so long as there is not a significant difference from rents and their maintenance if they have had that responsibility.Terms include, interest rate risks, not that critical for an individual seller, rates can be adjusted.Amortization; how long can you carry the loan?

As a realtor, with a friend/partner as my Broker, I have the ability to list properties with a more attractive split to the selling agent - a 4-2 or even 5-1 split (for those that bring a full price in X days). 

But if you have the ability and wherewithal to do it, why not? 

Certainly not because of their ability to perform over time. 

I am so thankful that God gave me the ability to see this one through.

If not then have your lender see what getting a heloc in your name only against your property would do to your ability to borrow with your fiancé on a new purchase.