AAPL has been trying to stop using the word hard money because it has a negative connotation and move everything over to private lending.But Ned is right, I had always viewed it the way he has as well, but as a lender I have no friends, so I guess them I am allowed to use it interchangeably.The Demise of “Hard Money” in a Private Lending World | American Association of Private Lenders (aaplonline.com)

What’s the best way to get started using BiggerPockets?

And they advertise that way.

My best have appreciated over $10k/month

And they said that’s just the preliminary contract … I have no idea what that mean … I haven’t even pick out the flooring and vanity . got a second opinion and the contractor quote way above what insurance already approved from the first contractor .

I hope to hear from you and best of luck!

Owners mistakenly ASSUME all PMCs offer the exact SAME SERVICES and PERFORM those services EXACTLY THE SAME WAY, so price is the only differentiator – so, they often select the first PMC they call or that calls them back!

For landscaping Pablo Rascon is the best.

@James S. your best bet is a local bank or credit union who knows that area. 

My failures are my own are my best (and most expensive) lessons.