Have you looked into an actual online application?

Also, it was mentioned to cut back on the basement, I don't have experience in that portion of the country with SFR basements but if you actually trade dollars there, then cut that back and do the minimum needed.Hiring as many subs and acting as the GC yourself can reduce costs.

What are 3 things you look for when you want to make a flip, what is on your checklist before actually making the commitment in an investment?

I'm not sure if doing a self directed IRA would be a good idea for you since I'm pretty sure you still have to wait until retirement age in order to actually use the money. 

I actually lived in downtown LA before I went to TX, so I'm vaguely familiar with the SoCal region.

Typically tape all drywall joints, 3 coats of joint compound on all screw holes and joints, sand smooth to level 1-5...the industry actually defines the levels.

We actually used to have staff visit all properties of interest in tennessee and Mississippi and do photos and a proper condition report.

The key, IMO and experience, is in how you present it to them and to actually avoid legal proceedings. 

Is there anyone out there who has actually BOUGHT a house from Morris Invest and had a bad experience?  

You could then upgrade to the self-directed format once you actually have funds to meaningfully self-direct.