I would like others opinion on this offer that was made to me wondering if it’s worth it or not duplex zoned t5-0 commercial resident price at 800k also was offered seller financing cash flowing roughly 80k a year expenses coming up to 22k upstairs is 4 doors all rented out 0% vacancy and downstairs rented out by a chiropractor I’m open to all advice is it worth it bein that it’s my first deal 

.- Consider a Cash-for-Keys Agreement: To avoid the lengthy eviction process, you might offer the female tenant an incentive to leave, known as a “cash-for-keys” agreement.

Purchase price: $402,000 Cash invested: $80,000 Purchased 2 lakefront lots - one developed with a SFR and the other vacant.

As soon as you go into nicer neighborhoods people are smart enough to not get themselves in a situation where they get super motivated to sell their house fast for cash and also smart enough to bring it on market instead of doing a back door deal with a wholesaler.

After 3 years total I would refinance for another 15 year plan and my mortgage would go down to $3600 and I would start getting $600 cash flow. 

I am trying to not throw a ton of cash into the fees as I’m already about 12-20k deep in.

For turnkey properties (given your $20k constraint) it may be difficult to break even on cash flow within 2-3 years.

I am not sure which market to look into as right now I am currently in new york and was told my best bet for cash flow would be to look oos for deals that I could use as a rental or house hack.

That way you can reduce your living expenses and get cash flow from it. 

Easiest is offer cash for keys.