I appreciate the analysis, but you are commenting on a line inside a 100 post thread and missing the theme about what the value means in this context.Account Closed totally fair points and the Bro Investor does not affect me at all.

I never actually use that margin account (until recently I used a small portion of it to make a few buys at the recent bottoms of the corona virus pandemic), but the reason I did is because you take a loan out from it anytime, very similar to a line of credit.

Cash is king - if you can refi or take out a line of credit this prepares you for tenants who can't (or don't) pay rent and prepares you for opportunities should they arise. 

I’m in this same boat but I heard a line in one of these podcasts that stuck out to me...

Has anyone here actually included their time as a line item when it comes to the BRRRR deals?

We are in the process of opening a line of credit.  3-4 weeks from now we could have purchased cash.  :(  Next deal maybe.

For this transaction we will assume that the contingency is already built into the $50K rehab (as most rehab software products have a line item for it).Using the calculations and the hypothetical numbers for purchase, rehab, carrying costs and the lender loan figure, let's look at how this transaction might play out.Purchase price of $100,000Rehab of $50,000Carrying costs of $3,025Lender fees/interest of $12,800This totals to $165,825. 

Alternatively as @Cristina Corredor mentioned Keller Williams is a good for education and believe it is intelligent for their agents to invest.

I’m happy to let it be a line in the sand…if I’m moving past it, not behind!  

@Colby Brown Google RentTK and drop us a line!