IE, an attorney/developer sold a property and claimed that there was a listing agent for the lot and and different one for the transaction, while it was no skin off my back, my selling agent would have to give up some commission.

Since you are dealing with a RE Agent I am assuming you will have some skin in the game with EM?

Some lenders do accept a seller second, but most want you to have "skin" in the game, therefore a seller second is frowned upon and not allowed.

Let me give you my perspective from renting to college kids for over two decades.The ones who have some skin in the game, as in _having_ to work to pay for some or all of their education get 'centered' real quick -- either realizing that college is not for them or buckling down and working their asses off to reach their goals.Unfortunately, the majority of students I've come into contact with are getting a degree in 'party' and are simply squandering their time and their parents' money.

Hard Moneya. with skin in the game mostlyb. points, high interest, 70% LTV usually, not always, 6 month - 12 month call4.

"skin in the game").

I am including drywall, paint, texture, cabinets, flooring, trim, shower, sinks, pluming fixtures and light fixtures.

Lender "A" now has no skin in the game.

Again, I recommend you get a US-based partner who has skin in the game - or a substantial investment in a property.

There are different ways to skin the cat, but that book will give you a great start.