Found an excellent property, problems financing

[Lon Jansen]

I've found an excellent property, which I believe will turn out to be a good deal if I can acquire it.

It is an apartment complex (40 units) listed at 1.6 million. The seller may consider owner financing a portion of the loan... possibly over 10 years but no more because he wants to get OUT (he is in his 70s).

My credit score is 760. I have another property, commercial building being rented to doctors, with a mortgage on it. No other debt.

I cant put down more than 5% of the entire deal. How can I secure financing from a lender? Where should I start?