I am looking for one that:- provides checkbooks, and - pays a decent interest rate.

We are hoping to retire to this home in 2-10 years and figured we'd buy why rates are cheap and let someone else pay the mortgage for awhile.

No one wants to turn in pay stubs, taxes, etc. if they can avoid it.

Due to covid, he stopped paying his share of the rent which is ok as I now have bigger problems to contend with.

No cash flow real estate investing can be frustrating to newbies... you are doing all the work, and not seeing any 'pay' for the effort except on paper where you property is worth more.  

It's not unusual to have tenants paying $800 pm what would be a $2000 plus market rate unit.TOPA in any of the jurisdictions that have it doesn't really concern me.

If the roof is simply old, in bad shape, and in need of replacement, that is not a covered loss. 

They have mixed reviews but apparently have a deal where they pay 20k in lender fees if they don’t close on time.

And we have non-commercial machines in the other properties that I'd like to convert to a pay per-use. 

I like to be the part of new groups and simply stay connected.