Here's a bit more in detail about how rates are calculated for DSCR loans:1.

You'll see a jump in rate from 75%, so just make sure your numbers still pencil out.

I am charging a slight premium over the list price of the house to lock in the price 2 years in the future and giving him 3 options to pay the fee for the option to buy.Option 1: 3.5% Payment for the option to purchase the property within the next 2 years.

Renting the entire property comes at a flat rate of $1500.We've received interest from a female nurse specifically for the master bedroom, but she prefers not to share the space with a male tenant.

They're all going to use NOI/PITI, but you'll experience a range of DSCR requirements which will directly affect your max LTV and you'll also experience a range of rates.

I've been with an insurance company in CT, since I started my rental portfolio, but am looking for other options as it seems their rates have been going up and up. 

My cap rates weren't near what was advertised.

How much you'll need to bring to closing will depend on your budget, how much you get in funding and then things like title fees. 

Folks get caught up on losing their interest rate.

Their true vacancy rate was roughly 13%, not 1.5%.