I'm not familiar with your area and its population.

When it comes in the mail, throw away the physical card... that wasn't the point.The point is that there's about a 70% chance that within 2 months, your credit report will populate with the full credit history of that credit card just like it was your own history.

In regards with running into vacancy in the other $100K home, as long as you buy right and it's in a great area where there's job growth, high population and strong rental demand, you shouldn't have a problem especially if you screen right. 

The economic and demographic factors like population and job growth favor it.

In apts, so much value can be created by buying the right deal at relative good values and forcing appreciation, buying in the right markets that are growing (population, jobs, rents) and buying B/C properties that are lower beta than A properties.  

The 3 things you must have are:1) Great market - jobs and population growing faster than averages.2) Great deal - bought at good value and you see a way to add value to raise rents and occupancy.

It's a primarily Hispanic area (more than 80% of population), lots of blue collar families, somewhat quiet and nondescript.  

I consider population size, unemployment rate, transportation, good income or credit, property tax, income tax, tax incentives. 

Good point Brian Mathews I'm actually looking in the McAllen area not sure if your familiar with that area but it's a more of an "attraction" than Edinburg more population for sure, but as far as Edinburg goes believe it or not it has expanded a lot more we actually have 4 high schools now in the Edinburg district, so I guess you can say it's doing good over here.

Something like a good number for transactions per month for a given population?