Like you said, I think communication and laying out exactly what I need/expect will be key.

And the people in that village have a communications line they never had before.

No big deal in NJ except the added penalty (as much as 6%) and possible interest.But if it's a pending 'tax foreclosure' make sure you communicate with the tax lien holder's attorney asap and let them know that you are purchasing the property and paying off the taxes.

All initial communication has been via email, and I've only contacted about 50 agents.

Big time saver to give someone a domain name than communicate all the numbers over the phone.I suppose at the core nothing happens overnight, you're building habits and investing in your REI marketing.

And when figuring out a number for MPP(Sales Price – Fixed Costs – Desired Profit – Rehab Costs), within that Fixed Cost does it usually cover the cost of the interest fees if some or all of the money was borrowed from the bank?

An attorney in your area who is familiar with any condominum laws in CA should be given your facts AND should be given a copy of ALL governing documents, and ALL communications from the HOA to you.

That is a rule of thumb and may vary)now if there is a break down in the relationship or communication between the borrower and the broker/bank, then that is a different story imo.

Your state law should have most or all of the answers.

Most real agent forget that they are licensed to market a house and assist the owners and be the middle man communicating back and fort on behalf of their principals.