Hello,I just moved to north NJ from Southern California  and I'm  trying to find more information about laws for building new ADU on a lot or coverting an existing unit like a barn or garage into a ADU.I've looked online but not finding alot of information.  

So while most end up with an initial offering on the steps it's not necessary required, some are even done online.

I really appreciate you taking the time, and it saved me a bunch of time as I was trying to search various VA loan sites with little luck.

I don't think I have enough saved up for the costs it will be in order to get this unit into a move in condition.

I have no idea and I'm looking everywhere online now...Does anyone have a concrete answer whether I can roll some closing costs into my FHA 203k rehab loan?

Maybe you can shed some light on cost savings as it relates to, retaining 1 part of the original structure (in the event of a teardown-rebuild scenario), where be it, a wall or a prescribed portion of the original structure is retained, per the request of the city/county? 

Every now and then they have another guide we can read for free to get some concepts down.Personally, I've read many books, listened to tapes and cd's, attended seminars, and webinars, and even had a license for several years.I think of 2-3 online YouTube mentors that I really liked and think you might want to start there Steph Davis and wholesaling, Phil Pustejovsky on Creative finance, and Ron LeGrand for Owner Finance, Lease Options, Subject to, of Pretty Houses!

Are there places to get some initial numbers online maybe without that heavy due diligence just as a way to practice analysis?  

These numbers are approximately and based on financial institutions that I contacted and gave me quotes. 1. 220k x 3.5%= $7700 downtenants pay: 1200 x 3= 3600 mortgage: 1387 (tax, PMI, etc included)water: 170cap x: 200 (appliance depreciations, repairs, etc)loan: 176 (10k loan; my personal loan obligation) PROFIT: 1,667 mon. (20,004 yr) **I could save 6 mons from the profits and pay off the 10,560 from the personal loan.Property 2; I would write and notarize a contract up between me and a relative or close friend that will state that if they apply and qualify for a 30k loan which their monthly payments will be 528, I will pay them 10k over 12 months (834 per. mon).

If you have cash buyers people will take a lot less for money now or they have a time sensitive issue and may lose everything, so you are still saving the day.