Make sure to utilize the great tools BP has to offer.

The seller was asking $105K so I offered $110K to get $5,000 towards closing costs.How did you finance this deal?

You could consider a sellers home inspection (paid for by you) prior to listing the property so that buyers make their offers based on known areas of attention.

Tile over tub is another popular service I offer including full demo.

We saw quite a lull in Q1 of this year and were actually able to get some pretty good deals and negotiate offers more than I've see in the last 2 years.

Saying that, we are only interested in buy-and-hold investments that offer positive cash flow upon purchase and some minor non-structural reno's. 

You are getting pitched most likely because you are asking people to point you in the right direction instead of saying these are my two favorite options, which do you think will work better for me based on my finances and preferences.

Generally any multi family purchases 5+ units is considered commercial, and although many lenders offer financing, the down payment requirements will be slightly higher..usually 25-35% depending on the number of doors.  

The same lender said if they could come up with the other 5% they can go 30 year fixed interest only..This is more attractive for cash flow on a higher loan balance but will still be qualified based on the fully amortized rate and payment. 

We offer renewals unless there is a serious issue anyway.