That bank is going to pull a SVB if they are actually offering those terms and aren't a scam

I appreciate the offer of help. 

All I do though is just find leads through propwire, download them and skip trace them, give em a call and see if they're interested in a cash offer and if they are, just move them down the ladder to the next guy. 

Remember, there are numerous deals available, and although I'm not deeply familiar with the Columbus market, I believe you can find a more favorable opportunity with a positive net return.If your primary objective is passive income, as indicated by this scenario, investing in the S&P may indeed offer a more passive approach.

In many instances I am notified an offer was made in a multiple offer situation with an acceptance date expected in XYZ days.

Additionally, Columbus offers a diverse range of neighborhoods, allowing for various investment strategies.

Maybe offer it at a cheaper rate to a developer with lots of years under his belt and take you on as a limited working partner.

@Priscilla Shu it is OK to keep going if you are doing it in a legal way AND you have appropriate reseves to fund you past problems. 

That is a legal document that the lender needs to be involved in.

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