I read that there is a high wild fire risk.

The main downside to syndications is the high minimum investment ($50K+) and learning how to vet syndicators.

We qualify for $1M but not sure if it makes sense to invest that high for one STR.

It is not a highly desirable place in Indy, it is more of a low C/D area.

I don't ask for SSN and also personally have never provided/been pressured to provide them myself when I used to rent, and honestly don't want to open up liability for having to keep someone's SSN either.

What gives you the impression of high crime there?

I know the general basics of the market, the business model, etc, but I was hoping to take my knowledge to the next level.My biggest goal right now is to own a rental property before I graduate college (currently a junior in high school).For context, I love reading books about investing and personal finance (I have a very solid foundation of knowledge built up) and I currently have a portfolio of about 11k between stocks and crypto. 

I would love your expertise to see if I bought in wrong location (still water estates).

Currently, the house is on one water meter, electricity, etc. 

Then when everything with my health was finally normal, my daughter graduated high school and went on to graduate college with top honors.