Even if I have good credit, appraisal comes back great, and the property is rented out, and the income it produces can still cashflow AFTER the loan, will some banks decline loaning on this property if:1.

but those with the dough and the experience this is how it works and this is why a successful HML can make some really good money far more money than simply owning rentals.. that produce 100 a month or so. 

The layout is terrific and it has been a great income producer over the years.

I could buy a 2% Cap property and increase it to a 4% cap over 3-5 years and make a healthy return, no different to taking a 10%cap to a 12%cap over 3-5 years.This article by @Omar Khan will clear this up for you more.https://www.biggerpockets.com/member-blogs/10776/77428-the-cap-rate-is-dead-long-live-the-cap-rate

This time next year we would have a minimum of $74,000 to work with to buy our first income producing property.All that being said, we have lived in our current home for only 2 years and I was told that you need to live in it for 3 to avoid capital gains unless you are doing a 1031.

They do no repairs, but leave such a margin that if you're a decent flipper you'll be able to make a healthy profit.

Also unlike cities in the Mon Valley, the city of Jeannette is completely surrounded by areas with a healthy tax base and pretty decent school districts.

A property in Cleveland that one can buy for $500 doesn't come with a cost of anywhere near $500 to get it to a point where it is habitable and able to produce rental income.

Pit bulls were created by breeding bulldogs and terriers together to produce a dog that combined was used in blood sports.  

Second, I like David but he's not as entertaining as Josh was.BP Business Podcast will be right up my alley if they produce the same level of value as the standard podcast does for a new(er) investor.