It has made life a lot easier.  

I may be biased but it's going to be where I continue to invest for the rest of my life.

What a great background Lindsay and it sounds like you know where your passion is in life. 

Thanks @Jack Butala - it was more nerve wracking to type this intro from behind a screen than it is in real life to me! 

On the other hand some sellers are fine collecting payments for 20 or 30 years. they know the money will be coming in for the rest of their life. 

The shelf life of most appliances runs 10 to 15 years so I typically start my capex relatively low and then as my appliances age slowly raise it.

Harv Eker — 'If you are willing to do only what's easy, life will be hard.

Some of the debt is from credit cards with higher interest rates 19.99% - 22% (emergency health situation where we needed to live in another city for a while to help with a family member and at THAT time we didn't have our remote company set-up yet - so we were unable to work during that extended time).

I'm currently Reading "How to invest in Real Estate the Ultimate Beginner's Guide to getting Started" by Brandon Turner and when i"m finished i'll be purchasing "Long-Distance Real Estate Investing: How to buy, Rehab and Manage Out-of-State Rental Properties" by David Greene.I have never done any investments in my life but one can only assume doing this as a Foreign Investor is a little more difficult than being a local one but i'm sure this can be done with a strong team and the more knowledge and strategies come my way the better.I plan to buy and hold (Multi Family preferred) first in Philadelphia, PA because i have family there so figured it may be a little easier to start before i eventually branch out in the future to other states.From the podcasts, webinars and from what I've seen reading some forum posts i can tell this is an awesome community so any knowledge, strategies and words of wisdom is highly appreciated.Looking forward to your reply.Thank you.

My goal in real estate is to gain my freedom - own my time 100% to do what I like daily and enjoy my life.