I'm not a loan UW or processor etc so I can't recall all the specific UW guidelines but a few common pitfalls are the ones you've mentioned.

I have 0 loans, and my expenses are just rent/utilities/food and travel – which is roughly 1800 all in.The property – 6 unit building, new roof 2 years ago, each apartment (1br/1bt)rents for about $900– but is $200 under the current market.

Mostly driven down by food and energy prices. 

What the team did over in AZ was that they were letting them know with a brown paper bag and to leave any items they would like to be donated to the local Food Bank and to just leave the bag outside as they would pick it up and deliver to the bank in the coming days, a great way to introduce yourself to a neighborhood and potential clients!

No dates, no showers barely any food....A few months later it started to take effect!

Up that way you have plenty of food/business/hospitals/golf etc.Those homes you are talking about almost hit what you want return wise, but I would want to get that number closer to 100k purchase price

Shows how tenants could apply to various places to get help paying rent, electric, food, etc. we could just show them this and therefore for collect more rent and reduce eviction/turnover.

@Karl S.Couple of things to add as food for thought: you may want to look into how hiring your spouse affects your Section 199A pass-through deduction, if you qualify. 

7 days, roughly 400-500 miles based upon the route.Easy ride this year, northern Iowa.Great food, great fun, everyone is a friend.Great bicycle ride!!!!!

It may be a lengthy process or it may not, so the sooner it gets started the better.