Most sellers are afraid of that first contact and need direction.  

If none, NY and NJ are not the best spot to "try" one as your buy-in is very high, cost is high, lag time is long, and competition is fierce.

They can handle basic transactions but normally lack the skill and experience to tackle complex transactions.The MN first-gen loan origination fee and interest rate is set by the state of Minnesota and cannot be changed by a lender.

We lowered the price a second time and now have an offer on one building but several agents have told us we should really try to sell them together.  

@Zachary JensenI am now super curious if this persons real first name is marijuana

While I don’t currently own any property, I’m actively looking to purchase my first one and eager to learn everything I can about real estate investment and Airbnb hosting.

You can usually also benefit more by simply using the seller or builder credit to do a simple "Rate buydown".The first rate on the buydown is a "teaser" rate that only last for a short time 1 year for example but a true rate buy down is for the entire term. 

Thanks for your time!

2. can i pursue this opportunity and fix it to add value as a first timer? 

Hello,I've been listening to podcast/reading all about rental properties and I think the time has come to give it a go.