Thinking October September.2- should have near 770-800 credit and heard of friends putting down below 20% with insurance which falls off after they have down 20% is that kind of loan common and do able for a single adult3- I plan to rent rooms out, is this something that helps mortgages or hurts?

Typically on these you're spending 50-70 and renting 700-850.I take a different approach as a local, I do up and coming areas in the urban core (Mapleton Fall Creek, Bates Hendricks, a few others), pre-1930s builds.

What can be helpful for them as a perspective tenant (which you can tell your agent to advertise to applicants that fall short of the requirements) and yourself as a landlord, is to use a guarantor company.

it's a state university actively being built looking to complete fall 2018 along with the gas monopoly moving hq into the same project.  

Especially if there is a problem that comes up in the inspection, the FHA loan will fall though.

Prices are falling and foreclosures are going wild. 

There are a few fees along the way and if the property does not get sold at the auction it falls to you as the one who took it through this process. 

Important to remove the loose mortar or it will fall out again. 

This includes the Executive Loan Committee, comprised of the Chief Executive Officer, the Chief Credit Officer, and three non-management directors, and the Board of Directors that reviews the largest requests and requests that fall under Regulation O.

So, in flat to falling housing prices, the final purchase price can often be higher than just going out and buying a house on the market.