If you intend to continue to guaranty the debt after the transfer, I am sure the servicer will help you get approval for the transfer.

So long as you are not pledging a personal guarantee - and thereby providing the lender additional recourse in the event of a default by pledging your personal assets as security for the IRA's debt - then the source of the loan does not matter.Most private lending transactions, especially owner-financed notes, are non-recourse in nature.

That was my experience on my first home, I got several thousand dollars back in the form of debt relief and paid off my car.

If you only have two loans you can definitely get more unless it's a debt to income issue. 

The federal debt is now well over $18 trillion and that doesn't count the trillions in unfunded liabilities for medicare et al.

Have a good credit, about 12% debt using the 28% gross rule, and an annual salary of around 75K.  

You'll probably get more response if you clarify what you're looking for and what you're offering...Are you trying to raise equity or debt? 

Use the sales of these properties to pay off debt on the others.  2. 

If you can self-fund the tentative map process, I would *imagine* (I don't know for sure) that you could find a bank-like financier for all the construction work in order to get the final.Unless you're quite experienced or have significant assets to pledge as collateral, I haven't heard of someone doing debt-only financing for a project like this.  

About 6 months ago my goal, with the idea that the era of cheap money might be coming to an end, was to add an additional $1 million in mortgage debt over the next year.