The IRR from that 401k is triple digit LOL.

@Bruce Park Put a digital lock on every door!

It’s not unsafe but cameras and stuff should be put up on the property.

ya for me appreciation put 6 digit number in my wallet, can pay off 30YFRM in ten years, all with smart appreciation investing.

We have no problem finding cash flow and double digit ROI in locations that I would walk down the street at 9pm at night, during a time when the rest of the nation seems to be struggling to find a 1% deal.We have appreciated near, at, or above double digits this year (as have most markets).However, our advantage (because we don't have a beach, mountains, or year round warm weather) our prices stay reasonable.Example: $70-$120k Buys | $1000-$1500 Rent | C, B- markets | $200-$300 cash flow | 10-14% ROI | easily beating the 1% ruleIt'll be a tradeoff, if you pick higher cash flow and a slightly lower location, or a higher location and a slightly lower location.We have many markets that as long as beating the 1% rule decent, the taxes and such typically put a deal in the desirable range. 

They still make you download all tax returns and such even though they are touted as being "all digital."

Aiming for double digit returns in these markets today requires some pretty serious speculation. 

I’d rather own space property than digital property.

Small steps… We all hear of case studies where the investor killed it, or where long time investors with serious deal flow won’t get out of bed for less than double digit returns.But like the conversation I had with my college age daughter last night, experience is another form of compensation.My first deal as a Note Investor?

Typing a 16 digit card number is annoying, and by making yourself type it every time will force you to think about the item you are purchasing more.