Also id like to section 8 tenants as well 

Hey Zachary I think it's essential to look beyond mere interest rate differentials and focus on strategic benefits, particularly if scaling your portfolio is a long term goal.Key considerations:Pre-payment penalties: Determine if the HELOC has any penalties, impacting your flexibility payoff.Scaling strategy: Evaluate the scalability and limitations of each financing option.Advantage of HML: Allows scaling without hard credit pulls, and no pre-payment penalties.Holding costs: Factor in not just interest rate differences but also ancillary expenses as well as overall goals of scaling.Example scenario:Property purchase for $120,000 with $30,000 renovation.

Although, as others have said, it may very well vary by the state.

Brutal, constructive honesty appreciated, lol.If he is a great coach, he took the time to find out what you want to accomplish, how committed you are to getting there, that you have capital to make the deals work and that the two of you would work well together.

Oh, well I am seeing properties at the price.

Me and my spouse wanted to briefly introduce ourselves, our company, and share our ambitions with the BP community with hopes of learning more about how to achieve our short term and long term goals as well as build lasting connections that help and assist others in achieving theirs! 

This is more of an equity play, and if you're going to live in it, then that is a material benefit as well, along with the cost seg benefits.Always think of your exit strategy when analyzing a deal.

Sucks but I don’t have the time with my job to manage on my own)I’m thinking to leverage for growth as I’m 27 and may as well take advantage of owner occupancy while I still have the flexibility to move often before a family comes along (if it does haha).

Hey guys,I am a realtor in NYC and have a well back client looking to purchase distressed commercial properties.

Having a team comes well after a ton of research and making connections.