3rd property- next step?

[Jake Yates]

I currently just bought my second property (a quadplex- 465k- that I am living in the basement so I was able to get owner occupant financing- doing one unit as a MTR and the other 3 long term. I am managing the MTR and hired a property manager for the 3 long terms) and am trying to set goals for my 3rd property- hopefully in about a year’s time. My first property is a single family home in a great area that I also purchased-200k- as an owner occupant for little money down and I am managing.

So both previous properties have really been nothing alike, and there are pros and cons to both. I am struggling trying to decide my next step- should I try to pay down my two current properties that I own as much as I can (I make about 150-200k a year). Or go owner occupant route again in a duplex/triplex. Or try to find a property I could BRRR?

Good news is I don’t think there is a wrong answer- but I do think there is a best choice. Any advice or insight is greatly appreciated!