In most cases the clause covers everything, I've read notes that even included renting the house out, at all.So just know going forward that pretty much any creative financing is going to involve the seller being in breach of the DOS clause.

She sent me a picture of part of her lease agreement and said I was breaching a contract .

Having trouble editing my account, adding a picture and other stuff.

There's no rule but I'm imagining you'd want to cover a month's worth of expenses if left vacant in January.

In the Acquisition section anything not covered by the HML is assumed cash out of your pocket.  

@James Peterson Welcome.Some quick pointers 1) it seriouly helps to have a profile picture 2) add in your profile your city, there are tons of people on here from your area probably and it will help them connect with you 3) what are you looking to learn about?

You would be able to get the downpayment to about 20% and 100% of the renovation would be covered in the loan on a draw basis if that's an issue.  

I don't have a picture of me on mine but I like it when others have their picture. i might collect 10-20 cards at a REIA meeting. 

If the money in that account isn't large enough to cover the cost and the second person can pay a larger share, then pay for the repair and first person's future profits are used to pay back the extra with interest as if it was a short term bank loan.

I have an appointment with JAG next week to work out the legal issues in order to cover myself just in case there may be an issue in which your speaking of.