However, would rents (if we want to move) cover our mortgage and expenses?

Due to this, DSCR loans are one of the best options currently for having a property positively cashflow as they don't include other additional expenses in underwriting. 

To my understanding the commercial loans closer quicker and are an easier process overall with an average interest rate of about 5%.

. $4M will be my leverage to cover against emergency expenses including vacancy’s and will not be touched unless it’s last resort if I can’t leverage my assets.

My realtor has gotten me $100,000 off a $300,000 property and advised me against selling to people who were nickel and diming me so hard it was ridiculous on a large expensive property and not a month later it was sold to another couple who was a pleasure to work with for over $75,000 more.

So, people from those more expensive markets can come here and physically see the properties they want to invest in.

This means that you model the income and expenses for each.The reality is that those are two very different income models, long term rental is a passive income investment (per IRS, not reality), STR is a business.If you are conservative, you want the STR to be able to function as an LTR in the event that sufficient bookings don't happen or local regulation makes operating the STR untenable.When you buy an STR you should be looking at very different criteria than if you are buying an LTR.

For investment properties, this interest would be considered an investment interest expense and can be deducted against your rental income on Property B.How to Claim: These interest expenses are typically claimed on Schedule E (Form 1040), where rental income and expenses for investment properties are reported.Limits and Conditions: The deductibility of interest is subject to various conditions and limits, particularly with the Tax Cuts and Jobs Act (TCJA) affecting the deductibility of mortgage interest.

Thank you.Hey Richard, I moved to Columbus a few years ago (from Portland, Oregon which was super expensive) to become a full time real estate investor, and ever since, I've completed quite a lot of BRRRRs, flips, and own a successful rental portfolio here in Columbus Ohio.

I meet all the criteria for material participation and average stay under 7 days so I would be looking at a nice tax deduction against my W2 income.