The trick will be to find one that has enough rental income to offset the taxes so you can make some money.

Recently, I've encountered startups and companies offering quick EMD financing at high interest rates (around 3-5% per month). Are borrowers who utilize these funds typically involved in flipping properties? This seem...

Now, if this coach is going to co-GP your deal, bringing their balance sheet to secure a loan, investor connections to help raise the money, asset management skills, broker connections, etc to actually get a deal done, then maybe that is worth the share of profit, but most guru's I hear about are available for questions you bring to them, and put you through a generic course, typically with market selection information, basic underwriting education, etc.  

This will tell us how much money you can save with a refi.

The typical wholesaler is cash/hard money only, non refundable deposit, no inspection period and you pay both sides closing costs.

I agree with your conclusion that it doesn't make sense to refi into either a higher rate mortgage or a similar-rate mortgage that you have to put money into out of your pocket.The other option is to use a non-FHA load to purchase the next property. 

I have finally set it in my mind and saved up enough money to rehab a older house given to me and my father by my grandfather when he passed.

im her son and im living here paying the mortgage. her name is on the mortgage, but her name and my name are both on the title. im trying to pull out 100k of the equity to use for other things. no i dont have a lease i just send her the money every month and she uses it to pay the mortgage. 

A good one is worth the money!

That demonstrates that he earned some money two years ago.