The fact that a retirement plan will be tax-deferred means you can grow the account to a larger value than if you were paying taxes along the way with each investment.A simple analysis you could do would start with the following premise:If you have, say, $100,000 in a retirement plan, in order to take it out you would give up a 10% penalty for early distribution (if you are under age 59 1/2) as well as whatever your tax bracket will be if you add $100,000 to your adjusted gross income.  

Time intensive but very cheap.

Several have adjustable interests rates maxed at 12%.

In the meantime while I dont have it though I fired my best bet would be an adjustable rate mortgage, because by the time it does adjust (3years most likely) I can refinance it into a va loan.

Ideally, it would adjust if a tenant has something slightly different in their contract.  

You may be able to go right over the existing wall, but that will require some adjustments around baseboard/window trim, crown mouldings, and electrical outlets and switches.

Others run really well...But either way, you have a more people intensive operation.....and investors like to be able to have some control (which you lose to some extent in the condo)... 

Sometimes points are paid to adjust other loan terms - see if that is going on. 

Each should be adjusted accounting for chosen market, comfort level, investment strategy, long-term/short-term old, and for many other reasons.  

The selling agent(Your agent) can adjust their commission in the bid processFor instance, as a Broker the selling agent commission is always $0