Should be fairly straightforward You know the cost you'll pay for the property The rate and term (ex 7% for a 30yr fixed)Property taxes - this can be looked up via https://atlas.phila.gov/(If you are house hacking you van take advantage of the $80k homestead reduction)Insurance - this may be a bit tricky unless you reached out to a broker already Is there an HOA? 

Instead you are borrowing the bank's money secured by the profit that is in the form of equity in your property.  

@Mitrah Rasti the deed and loan are separate issues.Your partner should be able Quit Claim her ownership to you without triggering the lender's due on sale clause - as one of the lendees (you) will still be on the deed.You should check with your local municipality to make sure how this may impact your property taxes.You should also check with a tax professional to see if there will be any income tax impacts of the Quit Claim.Lastly, NONE of this will remove your partner's name from the loan.

I also look at capital appreciation, tax savings, cash flow and cash flow appreciation.Where you invest, investment support structure for each property, and additional factors important to your individual decisions all make a difference as well. 

Plus you won't need to provide tax returns or paystubs, lenders will look at the return on investment of the property itself.

Do you want to build monthly cash flow, stack big checks (flips), smaller checks (wholesale), or tax advantages?

It's relatively affordable, strong tech and industrial job growth, landlord friendly, low property taxes, and not state income tax. 

The reason I say to invest in opportunity zones is because large investors are coming to these areas and taking advantage of the tax savings.

Scenario 1: Condo conversionI'll skip all the renovation details and get right to the point - reasonable net profit from this project would get me around $863,000 which, after LTCG tax would be around $733,550. 

In CA there is a tax deduction.