Quote from @James Wise: 90% of Realtors are just Future Uber Drivers.... 100% wrong.The failure rate is 87%.

I could house hack it though to help supplement some of those costs, maybe get into a home that needs some fixing up and then when rates come down and I get that forced appreciation I could refi and pull out some money if I’ve gained some equity?

The topic tonight is on navigating the new real estate rules - negotiated realtor rates and the ban on wholesaling without a realtor license.

And, If you can pre-sell and/or get financing in Mexico at a reasonable rate, you can give a (much) higher return to US investors than they'd get at home.

What are the factors other than the interest rate when choosing between a Heloc or a cash out refi?

Your financing method is important, as interest rates will significantly impact your cash flow. 

I don't think its wise to refi since I'm locked into a great rate.

What is the interest rate ?

You will see higher returns through appreciation as the city is growing at a much faster rate. 

From cap rates and cash-on-cash returns to net operating income (NOI) and internal rate of return (IRR), how do these numbers help you understand their impact on investment decisions?