This sounds like a mid term rental opportunity.

I looked at past Bigger Pockets posts and found threads mostly from 2023 or older.

Hi, I am Canadian, and I am not a registered agent, but interested in seller finance, so my question is can I talk to sellers directly or I have to do this through an agent that represents me? 

Hey Tony,None of those are bad options, honestly if you have paid off investment properties; the best terms are probably going to come straight from a cash out refinance.Line of credit is a good option due to only paying on what you use but if your planning to start construction immediately I would go with the cash out, its going to be less headaches as well.

Watch this video for a complete insight on what this means to you as a landlord.

Our question is, from initial agreement through closing, what costs may we incur outside of management fee and interest that are part of the terms?

Looking forward to connecting, learning, and sharing experiences with all of you!

Love to hear from you. 

i'm an investor also from bay, CA. 

This November, California voters will decide on Proposition 33, which could repeal the Costa-Hawkins Rental Housing Act, expanding rent control options across the state.