and selling turnkey real estate investments which we offer property management.We could never do all of this alone, but together we are strong, organized and rely on our systems to guide our business each day.  

Does this rule vary by lender, state, or is it federal.

The assessment of property values can change from one city to the next and tax rates can and will vary significantly depending on where the property is located.If you are looking for rates for a specific city, mentioning it might get you a better response from somebody who invests there.

The number of years varies from non-bank lenders.

NOW, if its your life savings and money you will rely for an immediate big purchase or you tap into that cash-stash then finance it. 

I just recently learned about the "seasoning" period which from what I've read can vary between six months to a year.

I'm a realtor / investor who actually owns several smaller apartment buildings / units and have always relied on a simple napkin analysis of: How much cash flow I wanted to earn after downpayment.

I'm just putting it out there that in that particular area it varies greatly when you cross certain major streets.

So I was wondering if there is a real "soup to nuts" guide for beginning investors that are looking to buy and hold rental properties when they are starting from $0 and have no wealthy friends or family to rely on for non-traditional investment loans. 

.) - $500/yrMLS Dues - $480/yrBroker dues (these vary widely) - $800-$3,000/yrE&O Insurance - $120/yrI'm not including Marketing costs because you will have these whether you chose to be an agent or not.