From what I understand, it is expected to put up a certain percentage of the purchase price as the earnest deposit.

Karen provided expert guidance, throughout the transaction, not only to me, but to the lender, the closing agent, as well as the seller's agent. when issues arose, as they sometimes do in our business, and I became frustrated, Karen (the psychologist) helped me stay positive and to understand the situation from the perspective of the other parties involved.

The landlord policy covers damage to the property and liability - but read the policy and make sure you understand what it will cover specifically.We also have an umbrella policy that covers things that aren't covered by other insurance or incidents that exceed other coverage.

I understand that everyone's scenario is different and hence, different opinions.

Understand the fees involved and calculate the total cost for an entire year of management so you can compare the different managers.

Some material or book that helps me understand which arrangement does what for asset protection and taxes would be great. 

I understand that FHA does require the borrower to live in one of the units for at least 1 year, but in the case that the entire building is occupied by tenants, whether on lease or month to month, what would happen?

I would reach out to co-hosts to understand the cost of running the MTR.

Usually these emails are simply one or two line responses or answers (that's all they really require), but it makes me question if an email that takes 5 seconds to type is worth the money I'm charged.If this is normal, than I understand completely, I just want to see if that's the case.

Understand that this and SF's will take a lot of time and effort even if you hire a property manager.