Hi BP,I am trying to figure out the best course of action to take and im sure this question has been posed many times on here but some guidance would be great..question is do i try to eliminate as much debt as possible first or do i save as much money as i can to invest / purchase properties? 

Am I really going to save money by going with a guy like this?

It will help you either start quickly or seamlessly transition into wholesaling office and commercial properties.If I were in your shoes, I'd first save towards a nice place for your growing family, while learning the wholesale trade, and then focus on realizing your goals as a wholesaler.

Our goal is to substitute a little lost income at retirement by renting a few single family homes until we can switch to a larger complex with multiple units.

I'm a retired Air Force veteran and I work full time as a maintenance supervisor for an apartment complex. 

I decided to buy instead of rent in order to save and invest my money.

The operating expenses above though look awfully low for the year, almost as if vacancy, maint and Capex savings aren't accounted for.Can anyone help set me straight... or is this actually a bad property (at its current list price)?

My friend works in downtown Nashville and has a steady salary, but hasn't been able to save the money for a down payment. 

I have saved up 100k to invest. i am from NY looking for rental deals in Allentown,PA.

The operating expenses above though look awfully low for the year, almost as if vacancy, maint and Capex savings aren't accounted for.Can anyone help set me straight... or is this actually a bad property (at its current list price)?