Once we obtained our permits for the renovation, I received a construction loan from a local regional bank in the area.

Once we obtained our building permits, we utilized construction financing from a local regional bank.

There are still regional banks doing stated income HELOCs.

I don't know the market well other than my father-in-law goes frequently for visits to the Regions Bank HQ.That said, relationships are everything in any and all real estate.Spend some time communicating with the top deal sources - brokers, owners, and influential third-parties - in the area.

My name is Noah Smith, I have marketable knowledge of realistate, investing, flipping, renting. I'm also a professional carpenter, and have in depth knowledge of most any aspect of home construction and renovation, in...

We have found homes to buy through regional Facebook groups, Facebook Marketplace, Craigslist, and our network of park owner/operators.  

@Ben RobertsStart with local credit unions or smaller regional banks.

Utilities are sort of different region to region but shouldn't be hard to figure out.  

Properties that produced healthy cash flow ($200-$300) at 30 year amortization now are projected to produce a fraction of that amount (<$100) when you use a 20 year amortization instead.Now that I've begun the arduous task of shopping around for a new lending partner, it seems that everybody only offers 20 year amortization periods (not to mention a higher interest rate and sometimes lower LTV).My question to the forum is, what kind of terms do you get in other regions/other parts of the country on a cash out refinance for a property in an LLC - specifically using the BRRRR method?

(Event page is here.)I would also recommend getting involved with Landlord Inc. and @Michelle Winberry's group the KC Regional Housing Alliance in general.Of course there are bad landlords and tenants need some protection.